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VA Mortgage


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VA Mortgage

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The VA loan program is designed to help eligible Veterans, National Guard, Reservists and Surviving Spouses become homeowners. Home loans guaranteed by the VA do not require a down payment or mortgage insurance, saving eligible borrowers money both monthly and at the closing table.

Eligibility benefits can be used for a home purchase or refinance and may be used more than once! Eligibility requirements for a VA loan are based on:

  • Length of Service or Service Commitment
  • Duty Status
  • Character of Service (determination of discharge conditions)

A great starting point for the VA loan process is retrieving your Certificate of Eligibility (COE.)  Your mortgage lender will need this document as proof of service for your loan application and may be able to help you obtain this document.