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Modern craftsman-style home

5 architectural styles to consider in your homebuying journey

What does your ideal home look like? Is it in a rural setting, or perhaps someplace more urban? Does it have a white picket fence or an underground one so your pets can roam free?

There's no right or wrong answer. But one thing you may not have considered regarding your next home is its architectural style. What kind of house do you envision buying for you and yours?

The building styles of residential properties nationwide run the gamut. Here are five of the more common ones today’s homebuyers typically purchase and what makes each so desired.

1. Craftsman

It's safe to say you've seen craftsman-style houses before, given that they're the most popular kind among Americans, favored by 43 percent of respondents in a recent Trulia survey. Craftsman properties trace back to the 19th century and were a product of the industrial revolution and the arts and crafts movement.

As noted by Marika Snider of the American Institute of Architects, these properties are epitomized by several common structural characteristics, such as stone and wood. In other words, they usually make use of natural elements as opposed to artificial siding, for example. This style is ideal if you like the rustic look, such as exposed beams in the interior or fireplaces.

2. Colonial

When you think of the picture-perfect home straight out of "Anne of Green Gables," colonial probably springs to mind. As the name implies, colonial-style homes came about in the 17th and 18th centuries, as settlers in the colonies adopted what they were used to in England and other parts of Europe.

Although there are several subcategories of colonial - such as Federal and Revival - they're known for architectural symmetry and proportionality. Shuttered windows are a common accompaniment as well, according to DIY Network.

3. Ranch

Unlike colonial, the ranch-style got its start in the United States, mainly in the West and Southwest, becoming particularly commonplace in the 1940s. As noted by Home Stratosphere, ranches are typically one-story and lengthier than they are tall. They're ideal if you prefer not to deal with stairs.

According to House Beautiful, ranch architectures also usually have low rooflines and U-shaped floor plans.

4. Cape Cod

Located in the easternmost section of Massachusetts, Cape Cod is one of the most popular vacation destinations in America, but it also is the birthplace of the eponymous architectural style.

Home Stratosphere noted that the early settlers adapted the style from Colonial Revival, mainly for protective purposes, as the dimensions were effective in minimizing the effects of stormy weather. Cape Cod style houses are generally thought of when describing New England charm.

5. Modern

Modern-style houses are the counter to the architectural styles of the early days. Instead of gable-style roofs, for example, modern home roofs are typically flat or have a slight slope to them, Snider told the Huffington Post. They're usually found in fairly upscale neighborhoods and the interiors feature clean lines and high-quality craftsmanship, such as hardwood flooring, marble or granite countertops and brick fireplaces.

These are just a handful of the house styles out there. Your real estate agent can help you decide what shape fits you and your family best and your loan officer can help you determine what you can afford.